Hi! I’m Mary Beth.

Life is a journey, it is what you make of the cards that you have been given.

I don’t know how we got here, well, I actually do but I still can believe it.

I told myslef that I would never be in debt once I got out of student debt yet here we are.

Including our house, we have $550,000 in debt. You read that right. $550,000 in debt. While my husband and I both have good jobs and can afford the payments I don’t want to live this way anymore.

We also have aroud $80,000 in upcoming expenses in 2024. While not all of that is “essential” these are things and updates we want to do. But the bleeding needs to stop.

I plan on using this blog as an outlet for how I’m going to work through side hustles to pay for the expenses next year as well as working off the debt.

I know this journey is going to be difficult, but sometimes you have to choose your difficult. I’m choosing this difficult to improve our future.

I hope you will join me on this journey and maybe gain some inspiration along the way!

Love, Mary Beth